BENEFITS

NIC currently offers a comprehensive benefits package to all eligible full-time employees.

Health & Well-Being Benefits
All full-time NIC employees are eligible to participate in NIC's group medical, dental, disability, and life insurance programs at no expense to the employee. These benefits begin one month after the employee joins NIC.

Medical
Aetna provides medical insurance for NIC full-time employees and their dependents.

• $20 per physician office visit
  
• $300 deductible per individual, $600 per family of other covered charges each calendar year.
  

Prescription Drugs
If prescription drugs are prescribed to treat you or one of your dependents, Aetna will pay prescription drug benefits for covered charges at 100% in excess of the deductible amount

• $10 deductible for generic medications
  
• $35 deductible for brand name medications
  

Dental
Dental insurance for NIC full-time employees and their dependents is provided by Ameritas Life Insurance at no expense to employees.

• Deductible for basic and major expenses:
  $50 per individual, $150 per family each calendar year
  
• Dental expense coverage
  
• Preventative dental expenses - 100%
  
• Basic dental expenses - 90%
  
• Major dental expenses - 60%
  
• Orthodontics - 50%
  

Financial Well-Being Benefits

NIC's 401(k) Investment Plan
Employees are eligible on the first of the month following the date of employment to contribute up to 100% of their pretax gross income to a 401(k) plan. In previous years, NIC has matched from 25-50% of the employee's contribution up to a maximum of 5% of the employee's gross compensation.

Employee Stock Purchase Program
Full-time employees, upon completion of three months of employment, are eligible to purchase NIC shares (during the next offering period) at a discount through semi-monthly payroll deductions.

Life & Accidental Death and Dismemberment Insurance
NIC offers coverage equal to two times an employee's annual earnings (capped at $200,000) at no cost.

Dependent and Voluntary Term Life Insurance
Spouses are covered for $12,500 and children are covered at $2,000 per child at no cost to employees. Additional life insurance may be purchased for the employee, spouse, and children at group rates.

Disability Insurance
Short-Term Disability:
60% of pre-disability earnings are covered, with a maximum weekly benefit of $2,500.

Long-Term Disability:
60% of pre-disability earnings are covered, with a maximum monthly benefit of $10,000.

Work/Life Benefits

Employee Educational Reimbursement
Any full-time employee wishing to work on a job-related graduate degree or take additional job-related college courses are reimbursed for tuition, books, and fees as long as the courses are taken from an accredited institution and the course was pre-approved by a general manager. The grade received for the course determines the percentage of reimbursement given to the employee.

Casual Atmosphere
NIC employees are very professional, yet the attire required for daily office work is typically business casual.
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